Less Than Stellar Credit​

The loan that changes how you pay for large purchases

How to get and use LendingPoint Pay:

 • Scan the QR code and apply.
 • Get instant desicion within seconds.
 • Choose your loan terms.
 • Use your digital card to make your first purchase online, with a minimum of $500.**
 • Make additional purchases within the next 90 days, with minimum purchases of $50.

No Credit Needed

Payment Solutions fit for life - not your credit score.

  • No Credit Needed!
  • Only $49 Initial Payment
  • 90 Day Purchase Option*
  • Weekly, Bi-Weekly, or Monthly Payments
  • Apply Now for Instant Decision

How to Get started? Get Pre-Approved Today


It's simple, fast and secure


A digital card to pay for big-ticket items over $500


Shop Home Center products and add to cart

Save Money

Early Payoff Discount Option available

Need Help Applying?

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